Legal

This Website is operated by NorthBrook Financial Technologies Inc. and its affiliates (NorthBrook). All trademarks, service marks and trade names displayed on this site are proprietary to NorthBrook or its affiliates except as otherwise specifically noted. The services and products described on this Website and any functionality that may be available through it are intended to be made available only to persons in Canada and the United States, and the information on this Website and any functionality that may be available through it is only for such persons. Nothing on this Website and any functionality that may be available through it shall be considered a solicitation to buy or an offer to sell a product or service to any person in any jurisdiction where such offer, solicitation, purchase or sale would be unlawful under the securities laws of such jurisdiction.

Site Terms and Conditions

PLEASE READ THESE TERMS AND CONDITIONS CAREFULLY. BY ACCESSING THE WEBSITE AND ANY FUNCTIONALITY THAT MAY BE AVAILABLE THROUGH IT YOU AGREE TO BE BOUND BY THE TERMS AND CONDITIONS BELOW. THESE TERMS AND CONDITIONS ARE SUBJECT TO CHANGE. IF YOU DO NOT AGREE WITH THESE TERMS AND CONDITIONS, PLEASE DO NOT ACCESS THE WEBSITE OR ANY FUNCTIONALITY THAT MAY BE AVAILABLE THROUGH IT.

The “Website” means the Website, and all information, functionality and materials contained on the Website. Certain sections of or pages on the Website contain separate terms and conditions, which are in addition to these terms and conditions. In the event of a conflict, the additional terms and conditions will govern for those sections or pages.

The Website also contains links to Websites controlled or offered by third parties. NorthBrook has not reviewed, and hereby disclaims responsibility for, any information or material posted at any of the sites linked to this Website. By creating a link to a third party Website, NorthBrook does not endorse or recommend any products or services offered on that Website. Unless otherwise specified, NorthBrook controls and operates this Website and any functionality that may be available through it from within the Province of Ontario, Canada. NorthBrook does not claim that materials in this site are appropriate or available for use in locations other than the Province of Ontario, Canada. If you choose to access this Website and any functionality that may be available through it from other locations, you do so on your own initiative, and you are responsible for compliance with any applicable local laws. The laws of the Province of Ontario, Canada govern these terms. If you take legal action relating to this Website or any functionality that may be available through it or these terms, you agree to file such action only in the courts of the Province of Ontario, Canada, and you consent and submit to the jurisdiction of those courts for the purpose of litigating any such action.

The contents of the Website and any functionality that may be available through it are subject to change. Not all products and services are available in all geographic areas. Your eligibility to receive any product or service may be subject to approval by NorthBrook.

Unauthorized use of NorthBrook’s Websites and systems including but not limited to unauthorized entry into NorthBrook’s systems, misuse of passwords, or misuse of any information posted to a site, is strictly prohibited.

THE WEBSITE (INCLUDING ALL INFORMATION, FUNCTIONALITY AND MATERIALS CONTAINED ON THE WEBSITE) IS PROVIDED “AS IS” “AS AVAILABLE”. WE ARE NOT PROVIDING ANY WARRANTIES AND REPRESENTATIONS REGARDING THE WEBSITE AND ANY FUNCTIONALITY THAT MAY BE AVAILABLE THROUGH IT. WE DISCLAIM ALL WARRANTIES AND REPRESENTATIONS OF ANY KIND WITH REGARD TO THE WEBSITE, INCLUDING ANY IMPLIED WARRANTIES OR MERCHANTABILITY, NON-INFRINGEMENT OF THIRD PARTY RIGHTS, FREEDOM FROM VIRUSES OR OTHER HARMFUL CODE, OR FITNESS FOR A PARTICULAR PURPOSE.

WE DO NOT WARRANT THE ACCURACY, ADEQUACY OR COMPLETENESS OF THE INFORMATION AND MATERIALS CONTAINED ON THE WEBSITE OR ANY FUNCTIONALITY THAT MAY BE AVAILABLE THROUGH IT AND EXPRESSLY DISCLAIM LIABILITY FOR ERRORS OR OMISSIONS IN THE MATERIALS AND INFORMATION. NOTHING HEREIN SHALL BE CONSTRUED AS LIMITING OR REDUCING NORTHBROOK’S RESPONSIBILITIES AND OBLIGATIONS TO CLIENTS IN ACCORDANCE WITH APPLICABLE LAWS AND REGULATIONS.

NorthBrook shall not be liable for any action taken, or any delay or failure to take any action, to the extent that the taking of such action, or such delay or failure, arises out of the use of the Website and any functionality that may be available through it or causes beyond NorthBrook’s reasonable control.

UNDER NO CIRCUMSTANCES WILL NORTHBROOK BE LIABLE FOR ANY CONSEQUENTIAL, INCIDENTAL, SPECIAL, PUNITIVE OR EXEMPLARY DAMAGES ARISING OUT OF ANY USE OF OR INABLITY TO USE THE WEBSITE OR ANY PORTION THEREOF, REGARDLESS OF WHETHER NORTHBROOK HAS BEEN APPRISED OF THE LIKELIHOOD OF SUCH DAMAGES OCCURRING AND REGARDLESS OF THE FORM OF ACTION, WHETHER IN CONTRACT, WARRANTY, TORT (INCLUDING NEGLIGENCE), STRICT LIABILITY, OR OTHERWISE.

You agree that (i) you will not engage in any activities related to the Website that are contrary to applicable law, regulation or the terms of any agreements you have with NorthBrook and (ii) in circumstances where locations of the Website require identification for access, you will establish commercially reasonable security procedures and controls to limit access to your password or other identifying information to authorized individuals.

This Website is not intended for distribution to, or use by, any person or entity any jurisdiction or country where such distribution or use would be contrary to local law or regulation.

In the event any of the terms or provisions of this Agreement shall be held to be unenforceable, the remaining terms and provisions shall be unimpaired and the unenforceable term or provision shall be replaced by such enforceable term or provision as comes closest to the intention underlying the unenforceable term or provision. This Agreement shall be subject to any other agreements you have entered into with NorthBrook.

Last Updated: November 11, 2015